Home : Privacy Policy

Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What? The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and name and address, assets, credit scores
How? All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons International Bank of Chicago chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does International Bank of Chicago share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you No N/A
For joint marketing with other financial companies No N/A
For our affiliates' everyday business purposes— information about your transactions and experiences No N/A
For our affiliates' everyday business purposes— information about your creditworthiness No N/A
For nonaffiliates to market to you No N/A

Questions? Call 773-769-2899 or go to www.inbk.com

Who we are
Who is providing this notice? The IBC means the following institution: International Bank of Chicago
What we do
How does IBC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.We also maintain other physical, electronic and procedural safeguards to protect this formation and we limit access to information to those employees for whom access is appropriate.
How does IBC collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • or use your debit card
We also collect your personal information form others, such as consumer reporting agencies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bank holding company: IBC BANCORP
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • No sharing with nonaffiliates except as permitted by law.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • No agreements with nonaffiliated financial companies to market products or services to you.

Other important information
We do not collect any "cookies" on our web site. Cookies are small text files that IBC's web site can create on the your computer to store information gathered about your visit to our site.