Equifax, one of the three major credit bureaus, recently experienced a massive data breach that could adversely impact your personal information. You should know that, while International Bank of Chicago does not use Equifax, your credit could still be impacted.

If you have a credit report, there is a good chance that your personal financial information was stolen.

You can go to a special website set up by Equifax to find out: https://www.equifaxsecurity2017.com/.

Scroll to the bottom of the page and click on "Am I Impacted?" Enter some personal information and the site will tell you if you've been affected. Be sure you are on a secure network when you submit sensitive data over the internet.

You can protect yourself by enrolling in Equifax's free credit monitoring and other services (free for one-year), whether or not your information was exposed. In addition, you can order a free copy of your credit report from all three of the credit reporting agencies. You are entitled to one free report from each of the credit bureaus once per year.

We also encourage you to monitor your financial account regularly for fraudulent transactions.

Be careful of scams related to the breach. Do not trust e-mails that appear to come from Equifax regarding the breach as attackers are likely to take advantage of the situation and craft sophisticated phishing e-mails.

You can contact the three major credit bureaus to consider placing a credit freeze or a fraud alert on your account. A fraud alert puts a red flag on your credit report which requires businesses to take additional steps, such as contacting you by phone before opening a new account. A credit freeze blocks any access to your credit information for a period of time.

To place a fraud alert or credit freeze contact the credit bureau:

Equifax: 800 349-9960 or visit its website

Experian: 888 397-3742 or visit its website

TransUnion: 888 909-8872 or visit its website