| Rates | |||
| Type of Account Interest | Interest Rate | APY | Minimum balance required |
| NOW Account | 0.20% | 0.20% | $1,000.00 |
| IBC Account | 0.30% | 0.30% | $5,000.00 |
| Money Market Account | 0.30% | 0.30% | $2,500.00 |
| Savings Account | 0.20% | 0.20% | $200.00 |
| The above deposits rates are accurate as of 08/28/2012. To obtain the rates shown above, a minimum balance (equal to or exceeding the minimum opening deposit) must be maintained in the account each day. Fees may reduce earnings. |
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| See Products page for additional disclosures on accounts which you are interested in. |
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| Certificate of Deposit (Promotional Rates) | ||
| Terms of Account | Interest Rate | APY |
| 6 Month | 0.50% | 0.50% |
| 1 Year | 0.75% | 0.75% |
| APY = Annual Percentage Yield Minimum Balance Required - $10,000.00. The rate you receive is determined by the date we receive your deposit. |
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| Interest rates are subject to change at Bank’s discretion. A penalty may be imposed for early withdrawal, and may reduce earnings. The above deposits rates are accurate as of 08/28/2012. | ||