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Rates


Type of Account Interest
Interest Rate
APY
NOW Account
.75% .75%
IBC Account
1.75% 1.76%
Money Market Account
1.50% 1.51%
Savings Account
1.00% 1.00%

The above deposits rates are accurate as of 07/15/2008.

To obtain the rates shown above, a minimum balance (equal to or exceeding the minimum opening deposit) must be maintained. Fees may reduce earnings.

See Products page for additional disclosures on accounts which you are interested in.

Certificate of Deposit

Terms of Account
Interest Rate
APY
1 Month
1.00% 1.00%
3 Month
2.50% 2.52%
6 Month
3.46% 3.50%
1 Year
3.70% 3.75%
18 months 3.80% 3.85%
2 Years 3.89% 3.95%

APY = Annual Percentage Yield

Minimum Balance Required - $10,000.00

The rate you receive is determined by the date we receive your deposit.

Interest rates are subject to change at Bank's discretion. Fees may reduce earnings.
There are fees on Certificate of Deposits, but a penalty may be imposed for early withdrawal.
(A penalty may be imposed for early withdrawal.)



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