|
|
| Regular Checking |
Minimum Opening Deposit of $500
|
Balance Over $500
|
Free
|
Balance Under
$500
|
$10 per month
|
ATM Transaction at nonproprietary ATMs
|
$1.00
|
ACH (Automated
Clearing House) Transactions
|
Free
|
| NOW Accounts |
Minimum Opening Deposit of $1,000
|
Balances Over $1,000
|
Free
|
Balances Under
$1,000
|
$15 per month
|
ATM Transaction at nonproprietary ATMs
|
$1.00
|
ACH (Automated
Clearing House) Transactions
|
Free
|
| IBC Accounts |
Minimum Opening Deposit of $5,000
|
Balances Over $5,000
|
Free
|
Balances Under
$5,000
|
$25 per month
|
ATM Transaction at nonproprietary ATMs
|
$1.00
|
ACH (Automated
Clearing House) Transactions
|
Free
|
| Money Market |
Minimum Opening Deposit of $2,500
|
Balances Over $2,500
|
Free
|
Balances Under
$2,500
|
$15 per month
|
ATM Transaction at nonproprietary ATMs
|
$1.00
|
ACH (Automated
Clearing House) Transactions
|
Free
|
| Savings |
Minimum Opening Deposit of $200
|
Balances Over $200
|
Free
|
Balances Under
$200
|
$5 per month
|
ATM Transaction at nonproprietary ATMs
|
$1.00
|
ACH (Automated
Clearing House) Transactions
|
Free
|
Excess Withdrawal Charge
(over 3 withdrawals per month) |
$5.00 |
| Business Checking |
Minimum Opening Deposit of $1000
|
Reserve Requirement
|
10% of balance
|
Monthly Maintenance
Fee
|
$11 per month
|
Charge per debit
|
$ .30
|
Charge per
credit
|
$ .50
|
| Charge per item deposited |
$ .20 |
| Telephone Transfer |
$3.00 |
| Non-Sufficient Funds (NSF)
Item |
$30.00 each |
| Deposited Checks (And Other Items) Returned
Unpaid |
$10.00 each |
| Stop Payments (All Items) |
$25.00 each |
| Incoming Wire Transfers |
|
| Federal Reserve |
$8.00 |
| Other |
$20.00 |
| Outgoing Wire Transfers |
|
| Domestic |
$15.00 |
| International |
$50.00 |
| Mail Deposits |
Free |
| Copies of Statements (previous
months) |
$5.00 per copy |
| Research |
$25.00 an hour |
| Direct Deposit |
Free |
| Direct Transfers |
Free |
| Bill Payment (Unlimited
Items) |
Free |
| Check Truncation |
Free |
|
|
|
 |
